Would you do business with this loan guy?

Have you seen this house old Mill Road?

Anybody driving by wondering what's going on with this particular property, what kind of financing,  affordability, can I buy a house with no money maybe, what are payments for something like this for a brand new home ...reach out to me I can tell you all about it. 

http://www.bethanybeachlender.com/freeReports/Affordable%20New%20Construction/

What can I afford?

With locals and others moving to our beach area I get this a lot with first time homebuyers what can I forward? 

And really it's a two part question what can I look at the price of a house for my payments and two the second part is what I qualify for in payments. 

This clip I whiteboard and show what you can afford and expect a price point to be looking at properties. 

And the hardest question I see people having to answer me is ... What budgeted in your mind or comfortable level with a monthly payment. 

Most people are taken back because they think like a car sales person trying to sell them how much you want to spend that's not necessarily the case especially when you putting yourself in debt for hundreds of thousands of dollars. 

See when you buy a $200,000 house with interest you gonna pay about $400,000 for that house over the life of the loan. 

So I work backwards and I break it down check out the clip it's a little awesome in helping understand The complexity that can be overwhelming.   What you think?

http://youtu.be/7TUtBxLmopE 

Is there a paradigm shift with rates sheets?

Is there a paradigm shift with rates sheets?

Agents, Realtors, LO's What is a paradigm shift? It's a shift in one’s thinking in the way of doing business.  It's a transformation, a sort of metamorphosis, that is driven by agents of change. For me , it's seeing new ways of marketing,  new ways of communication,  new ways of gaining market share,  and connecting with buyers looking to buy.  I have been shifting the way I do business using various social media platforms, and I am noticing a shift in perception of my clients.  This shift is working. I am seeing an increase in my customer base, and through the power of social media, am reaching clients beyond my immediate sphere of influence. I hope to continue to partner with you as the shift in being an agent of change impacts our market. Check out my “Paradigm Shift” with providing how RATES are shared as your partner today and tomorrow – best if opened on Laptop , if smartphone you can get my FREE APP called Mortgage Coach. Regards,     Steve Morgan “Life is Better at the Beach” Cell 443.226.5297 Fairfax Mortgage Investment, Inc 34026 Coastal Highway Bethany Beach, De. 19930 Office 302.541.5363 eFax 302.261.0261 www.bethanybeachlender.com

Surfing and lightning in January

Unbelievable caught my son in the middle of a wave with the slow-motion iPhone 6 clip check it out. 

Amazing were surfing in this weather second even more Anazing that the waves are awesome. Seeing Lightning and catching it on video clip priceless. 

http://www.youtube.com/watch?v=kR75csMwpPI